All Templates/Eddie Murphy meme, ebony with a finger at a temple, smart nigger/Meme: "Can't have your credit card stolen If you don't have any credit"

Meme: "Can't have your credit card stolen If you don't have any credit"

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#Eddie Murphy meme , #ebony with a finger at a temple , #smart nigger , #Niger with a finger to his temple , #the meme about a black man with a finger to his temple